Which of the following is NOT a benefit provided by Worker's Compensation?

Study for the Alabama Life and Health Insurance State Exam. Prepare with flashcards and multiple-choice questions, each question offers hints and explanations. Build your confidence for success!

Worker's Compensation is designed to provide a variety of benefits for employees who are injured or become ill as a result of their job. The primary focus of this insurance is to cover medical costs and ensure that employees receive assistance during their recovery.

Medical expenses are typically covered under Worker’s Compensation, which includes necessary treatment for work-related injuries. Additionally, medical rehabilitation services are also a vital component, as they help injured workers regain their ability to return to work or manage their rehabilitation process effectively.

Disability benefits are another important offering of Worker’s Compensation. These benefits provide income to employees who are temporarily or permanently unable to work due to their injuries.

While extra income benefits may seem like they should be part of Worker’s Compensation, they do not specifically fall under the standard benefits provided. Instead, Worker’s Compensation focuses on compensating for medical and rehabilitation needs, as well as replacing lost income through disability benefits. Therefore, the correct answer highlights that extra income benefits are not a defined benefit within the typical offerings of Worker’s Compensation.

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