What type of health insurance policy is most likely used to cover all students attending a large university?

A blanket policy is designed specifically to provide coverage for a group of individuals who share a common interest or association, such as students at a university. This type of policy typically covers all enrolled students under a single contract without the need for individual applications or underwriting.

In the context of a large university, a blanket policy would serve to ensure that all students have access to health insurance, as it simplifies the process and the administrative burden on both the university and the insurance provider. It provides a wide range of benefits that can cater to the specific needs of students, such as coverage for medical expenses that may arise on campus or during university-sponsored events.

This coverage is especially important in a university setting, where students may require access to healthcare services while away from their primary care providers and families. The policy ensures inclusivity and guarantees that all students can receive necessary medical attention, reducing the financial risks associated with unforeseen health issues.

This is distinct from individual and family policies, which cover specific individuals or families but do not extend to an entire student body as one collective group. A group policy generally requires a certain number of enrollees and is more commonly used in employer settings, rather than for a transient group, such as university students.