What is the term for the income period when a surviving spouse does not qualify for Social Security survivor or retirement benefits?

The term "Blackout Period" refers specifically to the interval during which a surviving spouse is not eligible to receive Social Security benefits following the death of their spouse. This period generally begins when the dependent children turn 16 and continues until the surviving spouse reaches the age of 60. During this time, the surviving spouse is not entitled to either survivor benefits or retirement benefits, effectively creating a gap in income that can significantly impact their financial stability.

This term is important in understanding the intricacies of Social Security benefits, particularly for those planning for potential future income needs after the loss of a spouse. The "Blackout Period" serves as a crucial consideration for financial planning and insurance needs, emphasizing the importance of adequate life insurance coverage to help bridge this gap.

Other options like the Transition Period, Waiting Period, and Eligibility Gap do not accurately describe this specific timeframe related to Social Security benefits, thus reinforcing why "Blackout Period" is the correct label for this situation.