If you qualify for COBRA, what does it provide coverage for?

COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, specifically provides for the continuation of health insurance coverage under a group plan in certain situations. This federal law allows individuals and their families to maintain their group health insurance benefits for a limited period of time after experiencing a qualifying event, such as job loss or reduction in hours, which would otherwise result in the loss of coverage.

The purpose of COBRA is to help individuals transition during periods of unemployment or other significant life changes. It ensures that they can retain access to important health services and medical care without experiencing an immediate gap in coverage, which is crucial for ongoing medical needs.

The other choices listed do not relate directly to the purpose of COBRA. Life insurance benefits, disability income protection, and long-term care insurance are distinct products that serve different needs and are not covered by COBRA provisions. Therefore, the correct answer accurately reflects COBRA's role in providing health insurance coverage under a group plan.