How many months can an individual insurance producer allow their license to lapse before needing to retake the exam?

In Alabama, an individual insurance producer's license can lapse for a maximum of 12 months without the need to retake the licensing exam. If the license is not renewed within this 12-month period, the individual will have to complete the exam again in order to obtain a new license. This regulation ensures that producers remain up-to-date with industry standards and practices, while also maintaining the integrity of the insurance profession.

Once the 12-month lapse period has passed, the opportunity to reinstate the license without re-examination is no longer available, which emphasizes the importance of timely renewal. Therefore, being aware of this 12-month window is crucial for insurance producers to maintain their licensure and ability to operate legally within the insurance market in Alabama.